This file is simply your full federal loan history from StudentAid.gov. It is known as your official National Student Loan Data System (NSLDS) record. It helps us see repayment status, interest, qualifying payments, and timeline details that matter for Path 1, Path 2, and Path 3 decisions. See more info on the 3 paths here.
Here’s exactly how to get it.
How do I download my StudentAid.gov loan data file?
Step 1: Log in to StudentAid.gov
- Go to StudentAid.gov and log into your account using your FSA ID.
- Once logged in, you’ll land on your Dashboard.
Step 2: Click “View My Loans”
- Scroll down to the My Loan section.
- Near the top right, click the blue button that says: View My Loans
Step 3: Click “Download My Aid Data”
- On the next screen, look toward the top right again.
- Click: Download My Aid Data
- Then click Continue.
Step 4: Open the downloaded file
- A file will download automatically to your computer.
- Click it once the download completes.
- A file ending in .txt will open.
Step 5: Save it correctly
- Once the file is open: Click File > Save As
- Save it as: LastName, FirstName – MyStudentData.txt
- That naming format helps keep things organized.
Step 6: Send it to our team
- Email the file to: team@humblewealth.com
- That’s it.
- No formatting needed. No screenshots. Just the raw .txt file.
Frequently Asked Questions:
“Is this safe to download?”
Yes. It’s your federal loan data from StudentAid.gov. You’re not changing anything. You’re just accessing your own records.
“Why can’t you just look it up for me?”
We don’t have direct access to your federal account. This file allows us to review your exact data without guesswork.
“What if I already know my balance?”
The balance is only part of the picture. Repayment status history and loan type matter just as much for Path 2 and Path 3 decisions.
“Do I need this if I’m just paying them off?”
If you’re firmly in Path 1, it’s still helpful. Interest rates, unpaid interest outstanding, and structure affect payoff sequencing.
“What if I mess something up?”
You won’t. This process doesn’t change your loans. It only downloads your data.